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Virginia requires Liability (30/60/20) and UM/UIM coverage (30/60/20). Paying the state's Uninsured Motor Vehicle (UMV) fee does *not* provide any insurance coverage.
No, PIP or MedPay is optional but insurers must offer Medical Expense and Loss of Income Benefits coverage.
Compare quotes via EasyCarQuotes. Maintain a clean driving record and good credit score. Ask about discounts (bundling, safe driver, good student).
Penalties include fines, driver's license suspension, registration suspension, SR-22 requirement, and reinstatement fees.
Yes, Virginia allows insurers to use credit history as a factor in setting premiums.
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