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WV requires Liability (25/50/25) and Uninsured Motorist (UM) coverage (25/50/25).
No, UIM coverage is optional but must be offered by insurers and is recommended.
Compare quotes via EasyCarQuotes. Maintain a clean driving record and good credit score. Ask about discounts (multi-policy, good driver). Consider higher deductibles for optional coverages.
Penalties can include fines, driver's license suspension for 90 days (first offense), registration suspension, and reinstatement fees.
Yes, drivers in West Virginia can provide electronic proof of insurance.
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