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NJ offers a 'Basic' policy (min $5k PD, $15k PIP, optional $10k BI) and a 'Standard' policy (min $25k/$50k BI, $25k PD, $15k PIP).
Mandatory no-fault coverage for your medical expenses after an auto accident, regardless of fault.
Compare quotes via EasyCarQuotes. Consider the Basic policy if assets are limited. Ask about discounts (safe driving, bundling, safety features). Maintain a clean driving record and good credit. Opt for higher deductibles.
Yes, New Jersey allows insurers to consider credit history when setting premiums.
If they live with you and drive your registered cars, you can typically include them on the quote/policy.
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