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Texas requires liability coverage of 30/60/25.
No, but Personal Injury Protection (PIP) coverage must be offered by insurers (minimum $2,500) and can only be waived by rejecting it in writing.
No, but Uninsured/Underinsured Motorist coverage must be offered by insurers and can be rejected in writing. It is highly recommended due to the number of uninsured drivers.
Compare quotes via EasyCarQuotes. Maintain a clean driving record and good credit score. Ask about discounts (defensive driving, good student, multi-car, safety features). Consider rejecting or lowering PIP if you have good health insurance.
Yes, regional weather risks like hail (common) and flooding (coastal/urban areas) can significantly impact Comprehensive coverage rates.
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