Get Your Free South Carolina Car Insurance Quote
Compare & Save: Get the Best Car Insurance Rates Today!
Why Choose Cheap South Carolina Auto Insurance with Easy Car Quotes?
Finding cheap South Carolina auto insurance is simple with Easy Car Quotes. We connect drivers across the Palmetto State with top-rated insurers so you can compare policies side by side. Whether you’re a student in North Charleston, a family in Columbia, or a business owner in Charleston, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific South Carolina zip code.
Unlock discounts for safe driving, military service (common near Joint Base Charleston), or bundling home and auto.
Meet South Carolina’s 2026 minimum requirements, which include 25/50/25 liability limits ($25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage).
Maintain mandatory Uninsured Motorist (UM) coverage of at least 25/50/25 to protect yourself against hit-and-runs and the estimated 10% of drivers without insurance.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap South Carolina auto insurance tailored to Charleston, Columbia, and North Charleston drivers. From the heavy commuter traffic on I-26 to the scenic coastal stretches of Highway 17, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Easy Car Quotes South Carolina
Your Source for Affordable Car Insurance
Easy Car Quotes South Carolina
Your Source for Affordable Car Insurance
Driving in Charleston requires adhering to South Carolina’s strict 2026 mandates to avoid immediate license suspension and a $600 uninsured motorist fine. As the state’s primary transit hub, Charleston presents unique risks—from the heavy congestion of the Arthur Ravenel Jr. Bridge to high-pedestrian activity in the Historic District. Whether navigating sudden coastal thunderstorms or dense tourist traffic on King Street, standard policies often overlook these local demands.
With South Carolina law requiring Uninsured Motorist coverage to protect you directly, Easy Car Quotes makes it simple to compare top-rated insurers in minutes. We help you find a policy that meets South Carolina’s 25/50/25 requirements, providing a vital safety net for the busy streets of Charleston, Columbia, and North Charleston
High Traffic Volume in Major Cities in South Carolina
Finding cheap South Carolina auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Charleston, Columbia, and North Charleston, heavy congestion on the I-26 corridor, I-20, and I-526 (Mark Clark Expressway) increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Columbia Financial District or a resident commuting from North Charleston near the Rivers Avenue corridor, we help you instantly compare top-rated insurers. Secure a policy that meets South Carolina’s updated 2026 25/50/25 requirements and mandatory UM coverage while protecting your finances against the unique demands of South Carolina urban driving—ensuring you stay legal and covered whether you’re heading to the Battery or cruising the Midlands.
Still Have Questions?
Read our FAQ's to learn more about South Carolina car insurance and how Easy Car Quotes can help you find the perfect coverage.
SC requires Liability (25/50/25) and Uninsured Motorist (UM) coverage (25/50/25).
No, UIM coverage is optional but must be offered by insurers and is recommended.
Compare quotes via EasyCarQuotes. Maintain a clean driving record and good credit score. Ask about discounts (bundling, safe driver, good student).
Penalties include fines, suspension of driver's license and registration, reinstatement fees, and potentially requiring an SR-22 filing.
Yes, South Carolina allows insurers to use credit-based insurance scores as a factor in determining premiums.
Contact Us Today and Unlock Maximum Savings!
Get a free Auto insurance quote today and see how much you can save!
