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Finding cheap Pennsylvania auto insurance is simple with Easy Car Quotes. We connect drivers across the Keystone State with top-rated insurers so you can compare policies side by side. Whether you’re a student at Temple in Philadelphia, a family in Allentown, or a business owner in Pittsburgh, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Pennsylvania zip code.
Unlock discounts for safe driving, bundling home and auto, or being a “Mature Driver” (age 55+) with a PennDOT-approved course.
Meet Pennsylvania’s 2026 minimum requirements, which include 15/30/5 liability limits ($15,000 for bodily injury per person, $30,000 per accident, and $5,000 for property damage).
Maintain mandatory First Party Benefits (FPB), often called PIP, of at least $5,000 to cover medical expenses for you and your passengers regardless of fault.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Pennsylvania auto insurance tailored to Philadelphia, Pittsburgh, and Allentown drivers. From the heavy commuter traffic on I-76 (the Schuylkill Expressway) and the Penn-Lincoln Parkway to the busy stretches of Route 22, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Your Source for Affordable Car Insurance
Driving in Philadelphia requires adhering to Pennsylvania’s strict 2026 mandates to avoid immediate registration suspension and fines starting at $300. As the state’s primary transit hub, Philadelphia presents unique risks—from the heavy congestion of the Vine Street Expressway to high-pedestrian activity in Center City. Whether navigating sudden winter Nor’easters or dense commuter traffic on I-79 in Pittsburgh, standard policies often overlook these local demands.
In Pennsylvania’s “Choice No-Fault” system, you must also select between Full Tort and Limited Tort options. Choosing Limited Tort can lower your premiums, but it restricts your right to sue for pain and suffering unless injuries are “serious.” Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Pennsylvania’s 15/30/5 requirements and mandatory $5,000 Medical Benefit.
Finding cheap Pennsylvania auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Philadelphia, Pittsburgh, and Allentown, heavy congestion on the Pennsylvania Turnpike, I-476 (the Blue Route), and I-95 increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Pittsburgh Golden Triangle or a resident commuting through Allentown near the Lehigh Valley Thruway, we help you instantly compare top-rated insurers. Secure a policy that meets Pennsylvania’s updated 2026 15/30/5 requirements and mandatory First Party Benefits while protecting your finances against the unique demands of Pennsylvania urban driving—ensuring you stay legal and covered whether you’re crossing the Benjamin Franklin Bridge or heading through the Liberty Tunnels.
Read our FAQ's to learn more about Pennsylvania car insurance and how Easy Car Quotes can help you find the perfect coverage.
PA requires Liability (15/30/5) and $5,000 in Medical Benefits coverage.
Limited Tort restricts your right to sue for pain and suffering unless injuries are serious; it usually results in lower premiums. Full Tort preserves your right to sue for pain and suffering in any accident.
PA requires $5,000 in Medical Benefits coverage, which functions similarly to PIP, covering your medical expenses regardless of fault. Higher limits are available.
Compare quotes via EasyCarQuotes. Consider the Limited Tort option. Maintain a clean driving record and good credit score. Ask about discounts (bundling, safety features, mature driver).
No, UM/UIM coverage is optional but must be offered by insurers. It is highly recommended.
Get a free Auto insurance quote today and see how much you can save!
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