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Oregon requires Liability (25/50/20), PIP ($15k), and UM BI (25/50).
Oregon has a hybrid system. The required PIP covers your initial medical costs regardless of fault, but you can still sue an at-fault driver for other damages.
Compare quotes via EasyCarQuotes. Maintain a clean driving record. Ask about discounts (good student, safety features, low mileage). Consider higher deductibles for optional coverages.
UIM coverage is not required but must be offered by insurers and is generally recommended.
Yes, Oregon allows insurers to use credit history as one factor in setting rates.
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