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NC requires Liability (30/60/25) and Uninsured/Underinsured Motorist (UM/UIM) coverage. UM must meet 30/60/25; UIM is required if you buy higher BI limits.
Your insurance company notifies the DMV, which will then notify you. Penalties may apply, and action may be required to avoid suspension.
Yes, resident relatives (by blood, marriage, adoption) are typically covered but should be listed as drivers.
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