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Read our FAQ's to learn more about New York car insurance and how Easy Car Quotes can help you find the perfect coverage.
NY requires BI Liability (25/50 or 50/100 for death), PD Liability ($10k), PIP ($50k min), and UM BI (25/50).
Yes, the required PIP coverage pays for your initial economic losses (medical, lost wages) regardless of fault.
Factors include mandatory PIP/UM coverages, high traffic density/fatalities, expensive healthcare, high crime rates in some areas, and severe weather risks.
Compare quotes via EasyCarQuotes. Consider higher deductibles for collision/comprehensive. Ask about discounts (low mileage, safety devices, good driver, driver training, good student, multi-policy). Choose a vehicle carefully.
Yes, if the vehicle is registered in New York, you must maintain continuous liability coverage.
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