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Read our FAQ's to learn more about New Mexico car insurance and how Easy Car Quotes can help you find the perfect coverage.

What is the minimum car insurance required in New Mexico?

New Mexico requires liability coverage of 25/50/10. Alternatively, a $60k bond or cash deposit can meet financial responsibility.

Is New Mexico a fault or no-fault state?

New Mexico is a fault-based state, meaning the driver who causes the accident is responsible for damages.

What are the penalties for driving without insurance in New Mexico?

Penalties can include fines, license suspension, registration suspension, and potentially jail time. You'd also be personally liable for damages in an at-fault accident.

What optional coverages should I consider in New Mexico?

Collision, Comprehensive, Medical Payments (MedPay), and Uninsured/Underinsured Motorist (UM/UIM) coverage are recommended for better protection.

If my friend borrows my car in New Mexico, who is covered?

Typically, your car insurance follows the car, meaning your policy is primary if they cause an accident with your permission. Check your specific policy terms.

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