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Finding cheap Minnesota auto insurance is simple with Easy Car Quotes. We connect drivers across the North Star State with top-rated insurers so you can compare policies side by side. Whether you’re a student at the U of M in Minneapolis, a family in Rochester, or a business owner in Saint Paul, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Minnesota zip code.
Unlock discounts for safe driving, winter tires, or bundling your home and auto policies.
Meet Minnesota’s 2026 minimum requirements, which include 30/60/10 liability limits ($30,000 for bodily injury per person, $60,000 per accident, and $10,000 for property damage).
Maintain mandatory Personal Injury Protection (PIP) of at least $40,000 to comply with the state’s no-fault laws—providing $20,000 for medical expenses and $20,000 for non-medical losses like lost wages.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Minnesota auto insurance tailored to Minneapolis, Saint Paul, and Rochester drivers. From the heavy commuter traffic on I-35W and I-94 to the scenic stretches along the North Shore, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Driving in the Twin Cities requires adhering to Minnesota’s mandates to avoid immediate license revocation and fines ranging from $200 to $1,000. As the state’s primary transit hubs, Minneapolis and Saint Paul present unique risks—from the heavy congestion of the “Lowry Hill Tunnel” to high-pedestrian activity near Target Field. Whether navigating sudden blizzards or dense commuter traffic on Highway 52 in Rochester, standard policies often overlook these local demands.
With roughly 10% of local motorists driving uninsured, adding mandatory Uninsured/Underinsured Motorist coverage (minimum 25/50) is a vital safety net for the busy streets of Minnesota. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Minnesota’s strict 30/60/10 requirements and mandatory PIP benefits.
Finding cheap Minnesota auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Minneapolis, Saint Paul, and Rochester, heavy congestion on the I-494 loop, I-694, and Highway 169 increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Minneapolis Financial District or a resident commuting near the Mayo Clinic in Rochester, we help you instantly compare top-rated insurers. Secure a policy that meets Minnesota’s updated 2026 30/60/10 requirements and mandatory $40,000 PIP while protecting your finances against the unique demands of Minnesota urban driving.
Read our FAQ's to learn more about Minnesota car insurance and how Easy Car Quotes can help you find the perfect coverage.
MN requires PIP ($40k), Liability (30/60/10), Uninsured Motorist (25/50), and Underinsured Motorist (25/50).
Yes, the required PIP coverage pays for your initial injury expenses regardless of fault.
Compare quotes via EasyCarQuotes. Ask for discounts (safe driver, low mileage, good student, bundling, defensive driving, safety features). Maintain a clean driving record and good credit score. Consider higher deductibles or usage-based insurance.
Yes, your policy automatically provides liability coverage ($35k limit by law) for rental cars, so purchasing extra from the rental company may not be necessary. Check your specific policy limits.
You and any resident relative living in your home who doesn't have their own policy are typically covered.
Get a free Auto insurance quote today and see how much you can save!
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