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Maryland requires liability coverage of 30/60/15 AND Uninsured/Underinsured Motorist (UM/UIM) coverage of 30/60/15.

Fines ($200 for first 30 days, $7/day after, up to $3500/year), registration suspension, vehicle impoundment, case transfer to Central Collections Unit (CCU) with added fees and tax refund interception.

Compare quotes via EasyCarQuotes. Ask about discounts (multi-policy, good driver, etc.). Maintain a clean driving record and good credit score.

Urban areas like Baltimore typically have higher insurance costs due to factors like increased traffic density, higher accident frequency, and potentially higher crime/theft rates compared to less populated areas.

Yes, Maryland allows insurers to use credit scores as a factor in determining premiums.

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