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Finding cheap Maryland auto insurance is simple with Easy Car Quotes. We connect drivers across the Old Line State with top-rated insurers so you can compare policies side by side. Whether you’re a student in Frederick, a family in Gaithersburg, or a business owner in Baltimore, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Maryland zip code.
Unlock discounts for safe driving, military service, or bundling home and auto.
Meet Maryland’s 2026 minimum requirements, which include 30/60/15 liability limits ($30,000 for bodily injury per person, $60,000 per accident, and $15,000 for property damage).
Maintain mandatory Personal Injury Protection (PIP) of at least $2,500 to cover medical bills and lost wages regardless of fault, unless a specific waiver is signed.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Maryland auto insurance tailored to Baltimore, Frederick, and Gaithersburg drivers. From the heavy commuter traffic on the I-495 Capital Beltway to the busy stretches of the I-95 corridor, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Driving in Baltimore requires adhering to Maryland’s strict mandates to avoid immediate registration suspension and fines that can reach $1,000 for a first offense. As the state’s primary transit hub, Baltimore presents unique risks—from the heavy congestion of the I-695 Baltimore Beltway to high-pedestrian activity near Inner Harbor. Whether navigating sudden Atlantic storms or dense urban traffic in the Financial District, standard policies often overlook these local demands.
With Maryland requiring mandatory Uninsured Motorist (UM) coverage to protect you from the roughly 12% of motorists driving without insurance, Easy Car Quotes makes it simple to compare top-rated insurers in minutes. We help you find a policy that meets Maryland’s 30/60/15 requirements, providing a vital safety net for the busy streets of Baltimore, Frederick, and Gaithersburg.
Finding cheap Maryland auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Baltimore, Frederick, and Gaithersburg, heavy congestion on the I-270 “Technology Corridor,” I-70, and I-83 increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Gaithersburg biotech corridor or a resident commuting through the Frederick “Golden Mile,” we help you instantly compare top-rated insurers. Secure a policy that meets Maryland’s updated 2026 30/60/15 requirements and mandatory PIP while protecting your finances against the unique demands of Maryland urban driving.
Read our FAQ's to learn more about Maryland car insurance and how Easy Car Quotes can help you find the perfect coverage.
Maryland requires liability coverage of 30/60/15 AND Uninsured/Underinsured Motorist (UM/UIM) coverage of 30/60/15.
Fines ($200 for first 30 days, $7/day after, up to $3500/year), registration suspension, vehicle impoundment, case transfer to Central Collections Unit (CCU) with added fees and tax refund interception.
Compare quotes via EasyCarQuotes. Ask about discounts (multi-policy, good driver, etc.). Maintain a clean driving record and good credit score.
Urban areas like Baltimore typically have higher insurance costs due to factors like increased traffic density, higher accident frequency, and potentially higher crime/theft rates compared to less populated areas.
Yes, Maryland allows insurers to use credit scores as a factor in determining premiums.
Get a free Auto insurance quote today and see how much you can save!
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