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Kentucky requires liability coverage of 25/50/25 AND $10,000 in Personal Injury Protection (PIP) per accident (unless motorcycle).
Yes, the mandatory PIP coverage pays for initial injury expenses regardless of fault.
Compare quotes via EasyCarQuotes. Ask for discounts (military service, vehicle safety, good student, defensive driver). Maintain a clean driving record and good credit score.
Rates are typically higher in larger cities like Louisville compared to Lexington, likely due to higher traffic density and accident rates.
If the vehicle remains registered, yes. To avoid penalties when dropping insurance, you must turn in the license plate to the County Clerk before canceling the policy.
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