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Read our FAQ's to learn more about Iowa car insurance and how Easy Car Quotes can help you find the perfect coverage.
Iowa requires liability coverage of 20/40/15. UM coverage (20/40) must be offered.
No, state law only requires liability. However, lenders typically require collision and comprehensive for financed vehicles.
Compare quotes via EasyCarQuotes. Increase deductibles on full coverage. Cut extra coverage if not needed (e.g., rental car if you have multiple vehicles). Maintain a clean driving record.
Penalties include a $250 fine (or community service). Repeat offenders face stiffer penalties, potential vehicle impoundment, and SR-22 requirements.
While not strictly mandatory to *purchase*, insurers are required to *offer* UM coverage with minimum limits of 20/40. It's generally recommended.
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