- Corporate Office: Scottsdale, Arizona
Finding cheap Iowa auto insurance is simple with Easy Car Quotes. We connect drivers across the state with top-rated insurers so you can compare policies side by side. Whether you’re a student in Cedar Rapids, a family in Davenport, or a business owner in Des Moines, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Iowa zip code.
Unlock discounts for safe driving, bundling home and auto, or being a student with good grades.
Meet Iowa’s 2026 minimum requirements, including the state-mandated 20/40/15 liability limits (Bodily Injury and Property Damage).
Protect your finances from high out-of-pocket costs—if you cause an accident with more than $1,500 in damage and lack insurance, Iowa law can mandate a 12-month license suspension.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Iowa auto insurance tailored to Des Moines, Cedar Rapids, and Davenport drivers. From the intense rush-hour congestion on the I-235 mixmaster to the high-volume freight traffic along the I-80 corridor, we ensure your coverage meets the standards of 2026 while keeping your monthly premiums low.
Driving in Des Moines, Cedar Rapids, and Davenport requires meeting Iowa’s 2026 mandates to avoid a $250 fine and potential vehicle impoundment. As a primary transit hub for the Midwest, Iowa presents unique risks—from the heavy winter snow and ice on I-380 to the complex interchanges of the Des Moines metro. Standard policies often overlook these specific regional demands.
With roughly 10% of local motorists driving uninsured, adding Uninsured/Underinsured Motorist coverage is a vital safety net for the busy streets of Iowa. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Iowa’s strict 20/40/15 requirements while securing the best rates for your daily commute.
Finding cheap Iowa auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Des Moines, Cedar Rapids, and Davenport, heavy congestion on I-235, I-80, I-380, and the Government Bridge increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Des Moines Central Business District or a student at Kirkwood Community College, we help you instantly compare top-rated insurers. Secure a policy that meets Iowa’s 20/40/15 requirements while protecting your finances against the unique demands of Hawkeye State urban driving.
Read our FAQ's to learn more about Iowa car insurance and how Easy Car Quotes can help you find the perfect coverage.
Iowa requires liability coverage of 20/40/15. UM coverage (20/40) must be offered.
No, state law only requires liability. However, lenders typically require collision and comprehensive for financed vehicles.
Compare quotes via EasyCarQuotes and increase deductibles on full coverage. Furthermore, cut extra coverage if not needed (e.g., rental car if you have multiple vehicles). Also, maintain a clean driving record.
Penalties include a $250 fine (or community service). But repeat offenders face stiffer penalties, potential vehicle impoundment, and SR-22 requirements.
While not strictly mandatory to *purchase*, insurers are required to *offer* UM coverage with minimum limits of 20/40. It's generally recommended.
Get a free Auto insurance quote today and see how much you can save!
We’re a leading provider of auto insurance quotes, offering competitive rates and comprehensive coverage options in all 50 states.
Insurance Disclaimer: Easycarquotes.com is a free service to assist users in getting insurance quotes from insurance providers. Easycarquotes.com is not affiliated with any state or government agency. Easycarquotes.com is not an insurance agency or broker, nor an insurance referral service. Easycarquotes.com does not endorse or recommend any participating Third-Party Insurance Providers that pay to participate in this advertising.
Copyright @ 2025 Easy Car Quotes. All rights reserved.