- Corporate Office: Scottsdale, Arizona
Finding cheap Illinois auto insurance is simple with Easy Car Quotes. We connect drivers across the Prairie State with top-rated insurers so you can compare policies side by side. Whether you’re a professional in Chicago, a family in Aurora, or a student in Naperville, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Illinois zip code.
Unlock discounts for safe driving, bundling home and auto, or being a student with good grades.
Meet Illinois’ 2026 minimum requirements, including the state-mandated 25/50/20 liability limits (Bodily Injury and Property Damage).
Ensure mandatory Uninsured Motorist (UM) coverage of at least 25/50 to protect yourself against the roughly 12% of Illinois drivers who operate without insurance.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Illinois auto insurance tailored to Chicago, Aurora, and Naperville drivers. From the intense rush-hour gridlock on the Kennedy Expressway to the high-traffic suburban corridors of I-88, we ensure your coverage meets the standards of 2026 while keeping your monthly premiums low.
Driving in Chicago, Aurora, and Naperville requires meeting Illinois’ 2026 mandates to avoid a $500 fine and a three-month registration suspension. As the state’s primary transit hub, Chicagoland presents intense risks—from the high-speed merges of the Kennedy Expressway (I-90/94) to the heavy stop-and-go traffic on the Reagan Memorial Tollway (I-88). Standard policies often overlook these dense metropolitan demands.
With 12% of local motorists driving uninsured, Uninsured Motorist coverage is a vital safety net for the busy streets of the Prairie State. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Illinois’ strict 25/50/20 requirements while securing the best rates for your daily commute.
Finding cheap Illinois auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Chicago, Aurora, and Naperville, heavy congestion on the Kennedy Expressway (I-90/94), I-88 (Reagan Memorial Tollway), and I-55 increases accident risks, making reliable coverage a necessity.
Whether you’re a professional commuting to the Loop or a student at North Central College, we help you instantly compare top-rated insurers. Secure a policy that meets Illinois’ 25/50/20 requirements while protecting your finances against the unique demands of Chicagoland urban driving.
Read our FAQ's to learn more about Illinois car insurance and how Easy Car Quotes can help you find the perfect coverage.
Illinois requires liability (25/50/20) AND Uninsured Motorist Bodily Injury (UM) coverage (25/50).
Higher rates in urban areas like Chicago are due to increased traffic congestion, higher accident frequency, and greater theft risk compared to rural areas.
Compare quotes via EasyCarQuotes. Ask for discounts (homeowner, online quote, multi-policy, good student, anti-theft, accident-free, paid in full). Maintain a clean driving record and good credit. Consider higher deductibles.
While Uninsured Motorist (UM) Bodily Injury is required, Underinsured Motorist (UIM) coverage is optional but recommended.
Yes, Illinois insurers are permitted to use credit-based insurance scores as a rating factor.
Get a free Auto insurance quote today and see how much you can save!
We’re a leading provider of auto insurance quotes, offering competitive rates and comprehensive coverage options in all 50 states.
Insurance Disclaimer: Easycarquotes.com is a free service to assist users in getting insurance quotes from insurance providers. Easycarquotes.com is not affiliated with any state or government agency. Easycarquotes.com is not an insurance agency or broker, nor an insurance referral service. Easycarquotes.com does not endorse or recommend any participating Third-Party Insurance Providers that pay to participate in this advertising.
Copyright @ 2025 Easy Car Quotes. All rights reserved.