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Read our FAQ's to learn more about Illinois car insurance and how Easy Car Quotes can help you find the perfect coverage.
Illinois requires liability (25/50/20) AND Uninsured Motorist Bodily Injury (UM) coverage (25/50).
Higher rates in urban areas like Chicago are due to increased traffic congestion, higher accident frequency, and greater theft risk compared to rural areas.
Compare quotes via EasyCarQuotes. Ask for discounts (homeowner, online quote, multi-policy, good student, anti-theft, accident-free, paid in full). Maintain a clean driving record and good credit. Consider higher deductibles.
While Uninsured Motorist (UM) Bodily Injury is required, Underinsured Motorist (UIM) coverage is optional but recommended.
Yes, Illinois insurers are permitted to use credit-based insurance scores as a rating factor.
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