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Georgia requires liability coverage of 25/50/25.
It's optional, but insurers must offer it matching liability limits unless rejected in writing. Recommended due to uninsured drivers.
Compare rates via EasyCarQuotes. Ask about discounts (multi-vehicle, driver education, good student, safety/anti-theft devices, low mileage, good driver, bundling).
Yes, Georgia allows insurers to consider credit scores.
Urban areas like Atlanta generally have higher premiums due to increased traffic, higher accident rates, and potential theft.
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