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Florida requires $10,000 PIP and $10,000 PDL for registered vehicles.[35, 37, 36, 38] BI liability may be required later.
Factors include mandatory PIP, high uninsured driver rate, severe weather, busy roads, high healthcare costs, theft rates.
Not initially required for registration, but mandatory ($10k/$20k min) if you cause an injury accident or commit certain violations. Highly recommended regardless.
Required no-fault coverage paying 80% of necessary medical expenses (up to $10k) and some lost wages after an accident, regardless of fault.
Compare quotes extensively via EasyCarQuotes. Ask for discounts. Maintain good driving record and credit score. Choose appropriate coverage/deductibles.
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