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Colorado requires liability coverage of 25/50/15. Insurers must offer $5,000 MedPay, rejectable in writing.
Frequent hail makes Comprehensive coverage important. High hail claims can increase comprehensive premiums statewide.
Yes, Colorado insurers can use credit scores as a rating factor.
Compare quotes via EasyCarQuotes, maintain clean driving record, ask for discounts (safe driver, good student, bundling, defensive driving), consider higher deductibles, explore usage-based insurance.
While not mandatory, UM/UIM coverage is highly recommended to protect against drivers with no or insufficient insurance.
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