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Yes, liability insurance (50/100/25) is mandatory for vehicles subject to registration. Failure to show proof can lead to license suspension and vehicle impoundment (Anchorage). Some remote areas are exempt.
Yes, Alaska law permits digital proof of insurance.
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Urban areas like Anchorage typically have higher rates due to increased traffic density, accident frequency, and potential theft compared to rural areas.
Generally no, if driving only within exempt areas. However, if you drive into required registration areas or have 6+ points, you need insurance.
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