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Why Choose Cheap Oregon Auto Insurance with Easy Car Quotes?
Finding cheap Oregon auto insurance is simple with Easy Car Quotes. We connect drivers across the Beaver State with top-rated insurers so you can compare policies side by side. Whether you’re a student in Eugene, a family in Salem, or a business owner in Portland, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Oregon zip code.
Unlock discounts for safe driving, good grades, military service, or bundling your home and auto policies.
Meet Oregon’s 2026 requirements, ensuring you carry the mandatory $25,000/$50,000 liability limits for bodily injury and $20,000 for property damage.
Maintain mandatory Personal Injury Protection (PIP) of at least $15,000 to cover medical expenses regardless of who is at fault.
Secure required Uninsured Motorist coverage, protecting you with $25,000/$50,000 limits against drivers without insurance.
Save money while protecting your vehicle, family, and personal finances. Start saving today with cheap Oregon auto insurance tailored to Portland, Salem, and Eugene drivers. From the heavy rush-hour traffic on I-5 and the Sunset Highway to the scenic drives through the Willamette Valley, we ensure your coverage meets the latest 2026 standards while keeping your monthly premiums low.
Easy Car Quotes Oregon
Your Source for Affordable Car Insurance
Driving in Portland requires adhering to Oregon’s strict 2026 mandates to avoid immediate registration suspension and fines that can range from $130 to $1,000. As the state’s primary transit hub, Portland presents unique risks—from the heavy congestion of the Marquam Bridge to high-pedestrian activity in the Pearl District. Whether navigating sudden Pacific Northwest rainstorms or dense tourist traffic near the Willamette River, standard policies often overlook these local demands.
With Oregon requiring mandatory Uninsured Motorist (UM) coverage to match your liability limits (25/50), you are protected even if an at-fault driver lacks insurance. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Oregon’s strict 25/50/20 requirements and protects your assets from the state’s updated 2026 SR-22 filing regulations.
High Traffic Volume in Major Cities in Oregon
Finding cheap Oregon auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Portland, Salem, and Eugene, heavy congestion on I-5, I-205, and Highway 217 increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Portland Financial District or a resident commuting through Eugene near the Autzen Stadium area, we help you instantly compare top-rated insurers. Secure a policy that meets Oregon’s updated 2026 25/50/20 requirements and mandatory PIP while protecting your finances against the unique demands of Oregon urban driving—ensuring you stay legal and covered whether you’re crossing the St. Johns Bridge or heading through the Cascade Mountains.
Still Have Questions?
Read our FAQ's to learn more about Oregon car insurance and how Easy Car Quotes can help you find the perfect coverage.
Oregon requires Liability (25/50/20), PIP ($15k), and UM BI (25/50).
Oregon has a hybrid system. The required PIP covers your initial medical costs regardless of fault, but you can still sue an at-fault driver for other damages.
Compare quotes via EasyCarQuotes. Maintain a clean driving record. Ask about discounts (good student, safety features, low mileage). Consider higher deductibles for optional coverages.
UIM coverage is not required but must be offered by insurers and is generally recommended.
Yes, Oregon allows insurers to use credit history as one factor in setting rates.
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