- Corporate Office: Scottsdale, Arizona
Finding cheap Montana auto insurance is simple with Easy Car Quotes. We connect drivers across the Treasure State with top-rated insurers so you can compare policies side by side. Whether you’re a student at UM in Missoula, a family in Great Falls, or a business owner in Billings, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Montana zip code.
Unlock discounts for safe driving, bundling home and auto, or having a clean record in a “fault” state.
Meet Montana’s 2026 minimum requirements, which currently include 25/50/20 liability limits ($25,000 for bodily injury per person, $50,000 per accident, and $20,000 for property damage).
Maintain Uninsured Motorist (UM) coverage. While you can reject it in writing, Montana law requires insurers to offer UM coverage to protect you against the high rate of uninsured drivers on big sky roads.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Montana auto insurance tailored to Billings, Missoula, and Great Falls drivers. From the heavy commuter traffic on Main Street in Billings to the busy stretches of the Reserve Street corridor in Missoula, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Driving in Billings requires adhering to Montana’s 2026 mandates to avoid immediate fines ranging from $250 to $500 for a first offense. As the state’s primary transit hub, Billings presents unique risks—from the heavy congestion of the West End to the high-traffic flows through Lockwood. Whether navigating sudden winter blizzards or tourist traffic near the Rimrocks, standard policies often overlook these local demands.
With many local motorists driving underinsured, adding Underinsured Motorist coverage is a vital safety net for the busy streets of Montana. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Montana’s strict 25/50/20 requirements and protects your assets in the event of a serious accident.
Finding cheap Montana auto insurance is simple with Easy Car Quotes. In high-traffic hubs like Billings, Missoula, and Great Falls, heavy congestion on 10th Avenue South, Reserve Street, and the I-90/I-15 corridors increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the Billings Financial District or a resident commuting through Missoula near the Brooks Street interchange, we help you instantly compare top-rated insurers. Secure a policy that meets Montana’s updated 2026 25/50/20 requirements while protecting your finances against the unique demands of Montana urban driving—including the state’s comparative negligence rules.
Read our FAQ's to learn more about Montana car insurance and how Easy Car Quotes can help you find the perfect coverage.
Montana requires liability coverage of 25/50/20.
No, UM coverage is optional, but insurers must offer it (min 25/50). You can reject this coverage.
Compare quotes via EasyCarQuotes. Ask for discounts (no claims, good student, multi-vehicle, defensive driving, anti-theft). Bundle policies. Raise deductibles on optional coverage. Maintain a clean driving record and good credit.
Montana uses a modified comparative negligence rule (51%). You can recover damages only if you are less than 50% at fault, and your recovery is reduced by your percentage of fault.
Yes, proof of insurance meeting the minimum liability requirements is needed to register a vehicle and must be carried in the vehicle.
Get a free Auto insurance quote today and see how much you can save!
We’re a leading provider of auto insurance quotes, offering competitive rates and comprehensive coverage options in all 50 states.
Insurance Disclaimer: Easycarquotes.com is a free service to assist users in getting insurance quotes from insurance providers. Easycarquotes.com is not affiliated with any state or government agency. Easycarquotes.com is not an insurance agency or broker, nor an insurance referral service. Easycarquotes.com does not endorse or recommend any participating Third-Party Insurance Providers that pay to participate in this advertising.
Copyright @ 2025 Easy Car Quotes. All rights reserved.