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MI requires choices for PIP (incl. unlimited medical option), BI liability (min choice 50/100), $1M PPI (in-state), and $10k PD (out-of-state).
Factors include the no-fault system with potentially high PIP benefits, high uninsured driver rates, frequent personal injury lawsuits, and insurance fraud.
Mandatory no-fault coverage for medical expenses, lost wages, etc., after an accident. Drivers choose coverage levels, including an unlimited option.
Compare quotes via EasyCarQuotes. Choose appropriate PIP level based on health coverage. Select higher deductibles for collision/comprehensive.[76] Ask about discounts. Maintain a clean driving record.
Mandatory coverage ($1M limit) that pays for damage your car does to *other people's property* (like buildings, fences, parked cars) *within Michigan*.
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