Finding cheap Louisiana auto insurance is simple with Easy Car Quotes. We connect drivers across the Bayou State with top-rated insurers so you can compare policies side by side. Whether you’re a student at LSU in Baton Rouge, a family in Shreveport, or a business owner in New Orleans, our platform makes it easy to:
Compare multiple quotes instantly to find the most competitive rates in your specific Louisiana zip code.
Unlock discounts for safe driving, bundling home and auto, or being a good student.
Meet Louisiana’s 2026 minimum requirements, which include 15/30/25 liability limits (Bodily Injury and Property Damage).
Navigate “No Pay, No Play” laws. In 2026, uninsured drivers are barred from recovering the first $100,000 in bodily injury and property damage, even if they aren’t at fault.
Save money while protecting your vehicle, family, and personal finances.
Start saving today with cheap Louisiana auto insurance tailored to New Orleans, Baton Rouge, and Shreveport drivers. From the heavy commuter traffic on the I-10 Mississippi River Bridge to the high-activity areas of the French Quarter, we ensure your coverage meets the updated 2026 standards while keeping your monthly premiums low.
Driving in New Orleans requires adhering to Louisiana’s strict 2026 mandates to avoid immediate registration revocation and fines between $500 and $1,000. As the state’s primary transit hub, New Orleans presents unique risks—from the heavy congestion of the I-10/I-610 split to the high-pedestrian activity in the Central Business District. Whether navigating sudden torrential Gulf storms or tourist traffic on Canal Street, standard policies often overlook these local demands.
With over 13% of local motorists driving uninsured, adding Uninsured Motorist coverage is a vital safety net for the busy streets of Louisiana. Easy Car Quotes makes it simple to compare top-rated insurers in minutes, helping you find a policy that meets Louisiana’s 15/30/25 requirements and protects you from the state’s updated 2026 “No Pay, No Play” recovery thresholds.
Finding cheap Louisiana auto insurance is simple with Easy Car Quotes. In high-traffic hubs like New Orleans, Baton Rouge, and Shreveport, heavy congestion on the I-10, I-110, and I-20 corridors increases accident risks, making reliable coverage a necessity.
Whether you’re a professional navigating the New Orleans Financial District or a resident commuting from Shreveport near the Youree Drive corridor, we help you instantly compare top-rated insurers. Secure a policy that meets Louisiana’s updated 2026 15/30/25 requirements while protecting your finances against the unique demands of Louisiana urban driving—including the state’s updated 51% fault rule.
Read our FAQ's to learn more about Louisiana car insurance and how Easy Car Quotes can help you find the perfect coverage.
Louisiana requires liability coverage of 15/30/25.
Penalties can include fines ($75-$700 depending on offense number), license suspension, registration revocation, and vehicle impoundment. The 'No Pay, No Play' law also limits your ability to recover damages if uninsured.
Ask about discounts for multiple policies/bundling, new car, early signing, responsible payer, good student, defensive driving, driver education, anti-theft devices, high GPA.
UM Property Damage coverage can help repair your vehicle if hit by an uninsured driver, subject to a $250 deductible and limits ($25k or ACV, whichever is less).
It's highly recommended. The minimum 15/30/25 limits may not cover all costs in a serious accident, leaving you personally liable for the difference.
Get a free Auto insurance quote today and see how much you can save!
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